• Non-callable brokered CDs only
  • Every listing carries a verification date
  • No Social Security number needed to scout options
  • Free to use, no commitment

Privacy Policy

Effective date: August 6, 2026

Overview

CD Rate Scout Ltd. (“we,” “us,” or “our”) runs cdratescout.com, an informational comparison and marketing website focused on certificates of deposit. This policy describes the information we gather, what we do with it and who receives it. Using this website or sending the scouting form means you accept the practices described below.

Information we collect

Details you enter. Completing the scouting form gives us your preferred CD term, deposit range, ZIP code, funding timeline, savings objective, first and last name, email address and phone number, together with the consent recorded at submission.

Verification details. Where phone verification applies, we record the code you enter and whether the check succeeded.

Data collected automatically. We gather device and usage information including IP address, browser type, pages visited, referring URL and timestamps.

Attribution data. We store marketing parameters — utm_source, utm_medium, utm_campaign, utm_term, utm_content, click identifiers, the landing page URL and the referrer — so we can understand how visitors arrive here.

This website is not designed to collect Social Security numbers, account numbers or similar sensitive financial identifiers. Please do not send them.

How we use information

  • To handle and respond to your scouting request
  • To align your stated preferences with participating providers
  • To confirm contact details and cut down on mistaken or duplicate submissions
  • To reach you by phone, email or text about your request
  • To evaluate marketing performance and refine the website
  • To identify fraud, abuse and security incidents
  • To meet legal, regulatory and recordkeeping obligations

How we share information

Participating providers and marketing partners. Submitting the form may result in your information being passed to one or more banks, brokerages or their authorized marketing partners so they can contact you about certificate-of-deposit options. After that transfer, the recipient’s own privacy policy governs how it uses your information.

Service providers. Vendors that host this site, deliver messages, verify phone numbers and supply analytics receive information strictly to operate this website.

Legal and business transfers. Information may be disclosed when the law or legal process requires it, to defend our rights or the safety of others, or as part of a merger, acquisition, financing or asset sale.

We do not sell your information for money.

Telephone and text message consent

Submitting the form constitutes prior express written consent for CD Rate Scout and participating providers to contact you at the phone number you supply — including via automatic telephone dialing system, artificial or prerecorded voice, and SMS text message — even if the number is on a federal or state Do Not Call list. Consent is never a condition of purchase. Message and data rates may apply. Reply STOP to end texts and HELP for assistance.

Cookies and analytics

Cookies, local storage, pixels and similar technologies help us remember form progress, capture attribution data and measure site performance, including through tag-management and analytics tools. Most browsers allow you to block or delete cookies, although parts of the site may stop working correctly if you do.

Your choices and privacy rights

You can unsubscribe from marketing email through the link in any message, stop text messages by replying STOP, and request that providers who contact you add you to their internal do-not-call lists.

State law may give you the right to request access to, correction of or deletion of your personal information, to obtain a copy of it, to opt out of targeted advertising or sharing, and to be free from discrimination for exercising those rights. Contact us using the details below to make a request; we may need to verify your identity first.

Data retention and security

Submitted information is kept for as long as needed to fulfill your request and satisfy legal, compliance and recordkeeping requirements. We apply administrative, technical and physical safeguards designed to protect it, though no transmission or storage method is entirely secure.

Children's privacy

This website is meant for U.S. residents aged 18 or older. We do not knowingly gather information from children under 13.

Changes to this policy

This Privacy Policy may be updated periodically. Revisions take effect once the updated policy is posted with a new effective date.

Contact us

CD Rate Scout Ltd.
347 5th Ave #1402, New York, NY 10016
support@cdratescout.com

You can also reach us through the contact page.